ZULFIQAR ALI (AGRICULTURE LOAN CLIENT) Zulfiqar Ali is a small farmer of a village near Sheikhupura District cultivating wheat and rice on a land measuring 6 acres. “I was approached by the bank staff during their visit in my village and was offered a loan amount of PKR 50,000 for the purchase of fertilizer”. “The cost of inputs has increased manifolds and I have requested the bank staff to at least double the loan amount”. “The cost of inputs has increased manifolds and I have requested the bank staff to at least double the loan amount”