The LOLC Group
A formidable global conglomerate, LOLC Holdings, one of the world's largest multi-currency, multi-regional, multi-geographic inclusive finance platforms, is operating in Pakistan!
As of January 2024, the Bank has 62 branches and 24 service centres in all provinces of Pakistan, Azad Jammu & Kashmir and Gilgit Baltistan, including the Federal Capital Islamabad, and is licensed to operate nationwide.

Products & Services

The bank offers a range of micro-credit and liability products aimed at creating employment for the less fortunate sections of our community.

LOLC Bara Karobar Loan

This bespoke product has been designed to meet the expanding needs of thriving businesses and to help acquire key assets.

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LOLC Mortgage Loan

Mortgage Loans offer a range of financing options: from property purchase, business expansion and equipment purchase to property renovation and construction, enabling individuals and entrepreneurs to realise their dreams with ease.

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LOLC Salary Loan

Designed to meet the diverse financial needs of individuals, our Salary Loan facility offers a versatile funding solution for a wide range of purposes, whether it be for emergencies, asset acquisition or any other urgent personal expenditure.

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LOLC Hunarmand Khatoon

This is an exclusive loan product designed to support women entrepreneurs and give them the freedom to grow their current business or venture into new territory.

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LOLC Fori Qarza

LOLC Fori Qarza is a fast and effective funding solution designed to meet people's immediate financial needs and give them access to the resources they need to easily deal with unforeseen financial setbacks.

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LOLC Karobari Qarza

The LOLC Karobari Qarza Loan is disbursed to help improve the business and meet the need to invest in a business.

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LOLC Agri Loan – Unsecured

Optimise your agri-financial cycles with our bespoke demand finance facility, with loan tenors carefully matched to the harvest.

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LOLC Agri Loan – Secured

Our Demand Finance facility, which is tailored to the harvest season for both the agricultural and non-agricultural sectors, will revolutionise the way you finance your business.

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Term Deposit Account

With our Term Deposit account, which offers high returns on savings, we give you the opportunity to build your money and your aspirations over time.

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Aali-e-Shan Corporate Account

Launch of a premium financial solution tailored to the discerning corporate client seeking to maximise returns on their deposits.

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Amanat Monthly Saving Account

Introducing a lucrative savings account that generates significant profits for each customer. Customers can easily control their funds as there are no transaction limits.

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Khushaal Khatoon Saving Account

We empower women to grow their wealth by offering them the opportunity to invest their savings and earn tiered returns through our bonus savings account.

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Shandar Saving Account

Experience the ultimate in financial growth with our interest bearing savings account, designed exclusively to meet the individual banking needs of our valued customers.

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Shad-man Current Account

Introducing the Shad-Man Current Account, designed specifically to meet the banking needs of our prestigious business clients.

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About Us

We Make Banking Simple and Seamless.

LOLC Microfinance Bank was formerly known as Pak Oman Microfinance Bank Limited (the Bank), which was incorporated on 09 March 2006 as a public limited company under the Companies Ordinance.

1984 (repealed with the enactment of the Companies Act, 2017 on 30 May 2017) and was granted a licence by the State Bank of Pakistan (SBP) on 12 April 2006.

Our Outreach

110, 091


6, 662, 233,190

Gross Loan Portfolio


Branches & Service Centers

Latest News and Events

Why Choose Us

Inspiring The World Through Banking

Our Strategy

Our aim is to help eradicate poverty by providing financial services to those who are otherwise excluded from the formal financial sector. This enables people to start or grow small businesses, creating jobs and income for themselves and their families

Women Financial Services

We cater to the women’s market with our Hunarmand Khatoon & Khushaal Khatoon products so that they can become more financially independent and self-sufficient. In order for society to progress and develop, LOLC Microfinance Bank is committed to promoting gender equality.


To make it easier and more accessible for our borrowers, LOLC Microfinance Bank has partnered with digital service providers such as JazzCash to enable them to replay loan instalments from the comfort of their homes. Many more such initiatives are in the pipeline.

Financial Literacy

Our teams have conducted several outreach campaigns in the rural areas of Punjab and Sindh to raise awareness of the banking solutions that are available.

Months Payment Principal Interest Balance